Loan Against Shares starting from 10.3% interest rate per annum

Get Loan Against Shares

100% Safe and Compliant

Turn your shares into ready cash for life’s milestones. From home renovations to business expansion, borrow smart and stay invested.

  • Borrow up to 50% of your shares' value
  • No minimum credit (CIBIL) score needed

Lending Partner

Bajaj Finserv

All You Need To Know About Loan Against Shares

  • What is a Loan Against Shares?

    A Loan Against Shares (LAS) lets you pledge your shareholdings as collateral to access cash. You don’t need to sell your shares – so they remain invested, continue earning returns & dividends, and you get liquidity when you need it.

  • Why Choose Loan Against Shares?

    • Lower Interest: Shares as collateral mean lesser rates than personal loans or credit cards.

    • Pay only on what you use: Interest applies only on the withdrawn amount, not the entire credit line.

    • Fast and easy: Digital approvals and quick disbursal.

    • Flexible borrowing: Typically borrow up to 50% of your share value.

  • Things to Keep in Mind with LAS

    • Lender Variation: Availability, borrowing limit and terms differ as per the loan provider.

    • Margin Calls: If markets move down, you may be asked to add funds or repay some amount to maintain the loan to value ratio.

    • Repayment Matters: Missed interest payments may result in pledged funds being sold.

Key Criteria & Costs Involved

  • Eligibility Requirements

    • Approved shares of min ₹55,000 and above
    • Indian Resident
    • Age between 18 - 75 years old
  • Documents Required

    • Mobile Number linked to your portfolio
    • Aadhaar Card

    • PAN Card

    • Bank Details
  • Fees and Charges

    • Processing Fee
      1769 for 3 years (incl. GST)
    • Pre-payment
      Zero
    • Foreclosure Charges
      Zero
    • Pledging/Invocation/Stamp Duty Charges
      As per Lender

Get cash in 4 simple steps

  1. Check Credit Limit

    Enter your mobile number and add your shareholdings to check your credit limit.

    Check Credit Limit
  2. Select Shares

    Start loan application and select shares of your choice.

    HAL
    HAL
  3. Verify and Pledge

    Complete KYC verification, enter bank details and pledge selected shares.

    Verify and Pledge
  4. Sign Agreement

    Sign loan agreement and E-mandate and volia! Your loan is sanctioned.

    Sign Agreement

Why choose loan against
shares from Quicklend?

  • Super-Quick Turnaround

    Credit limit check within minutes; get your loan approved & disbursed in hours, not days or weeks

  • Open to Everyone

    Dual-ownership holdings, freed-up units of ELSS funds & above the age of 70 with a co-borrower

  • Smoothest Experience

    Personalized loan journey with live customer support right from credit limit check to disbursal

Real stories. Real savings.

  • Ganesh Jotiram Gharase

    Ganesh Jotiram Gharase

    Businessman

    I had a seamless experience taking a loan from Quicklend. I needed some cash for a plot purchase and the guys at Quicklend assisted me in getting a credit line real quick. Its a great tool especially when you don't want to sell your MFs.

  • Yashwanth Goteti

    Yashwanth Goteti

    Head of People at Fincent

    Quicklend revolutionizes credit against mutual funds—simply pledge your funds, withdraw as needed, and pay interest only on what you use. Effortless, affordable, and highly recommended!

  • Vivek Rungta

    Vivek Rungta

    Staff Software Engineer, Walmart

    Quicklend made getting a loan a breeze! Their user-friendly website and excellent support ensure a hassle-free experience for loans against your mutual funds. Highly recommend!

Our trusted partners

  • NSDL
  • CDSL
  • CAMS
  • KFINTECH
  • DIGILOCKER
  • MF CENTRAL

Frequently Asked Questions